NYSE · Banking · Fiscal year endsFY ends December

Citigroup Inc.

$121.53-1.57 (-1.28%)Today

52-week low $95.83high $147.96

17.9% below its 52-week high

Next earningsJan 14, 2027 · after the close

What’s priced in works from free cash flow, which doesn’t describe a bank or insurer (see Financials), so it isn’t shown here.

Yields

Cash, earnings and repurchases against market value

Trailing four quarters to December 2025

Earnings yield6.7%Net income over the trailing four quarters ÷ market value

Buyback yield6.2%Shares repurchased over the trailing four quarters ÷ market value

10-year Treasury4.91%For scale. U.S. Treasury yield curve, Nov 2, 2026

Against its own history

Today’s multiples against past quarter-ends

Each quarter-end since December 2016

P/E14.9×Today

Low 5.1×Median 8.3×High 15.1×

Higher than at 97% of quarter-ends since December 2016. Median 8.3× across 33 quarter-ends. 4 quarter-ends with a loss over the trailing year have no P/E and are left out.

Market value ÷ net income over the trailing four quarters.

Price to book1.0×Today

Low 0.4×Median 0.6×High 1.0×

Higher than at every quarter-end since December 2016. Median 0.6× across 37 quarter-ends.

Market value ÷ shareholders’ equity on the balance sheet.

Peers

The same figures for similar companies

Today

Company	Market value	P/E	Price to book	Revenue growth
Citigroup C	$212.6B	14.9×	1.0×	+5.6%
JPMorgan Chase JPM	$893.7B	13.7×	2.4×	+13.5%
Bank of America BAC	$341.3B	10.6×	1.2×	+5.4%
Wells Fargo WFC	$254.7B	11.1×	1.4×	+5.4%
U.S. Bancorp USB	$93.5B	11.4×	1.4×	+6.7%
PNC Financial Services Group PNC	$91.6B	11.9×	1.4×	+13.2%
Fifth Third Bancorp FITB	$49.2B	21.0×	1.4×	—

Peers as listed by Finnhub, U.S. filers only, capped at six. Each figure is worked out the same way as Citigroup Inc.’s, from that company’s own filings and current price.

Market value: today's price × the Jan 31, 2026 share count on the cover of Citigroup Inc.'s latest filing, checked against Finnhub's count.

Trailing figures: the four quarters to December 2025, from Citigroup Inc.'s 10-Q and 10-K filings with the SEC. Free cash flow is operating cash flow minus capital expenditure, calculated by The Dispatch.

History: each quarter-end’s closing price × the share count stated in that quarter’s filing, with stock splits accounted for. Enterprise value is market value plus debt minus cash and equivalents, all as of the same date. Debt is long-term debt as filed; quarterly filings often state only the part due after the coming year, so a quarter’s figure can be slightly lower than a year-end’s. Prices from Twelve Data.